Reminder for Opponauts switching to their winter cars to reduce auto insurance

"MarquetteLa" (marquettela) 11/17/2014 at 14:00 • Filed to: mazda, 323, gtx, 323 gtx, marqgtx

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I've been driving the GTX for a week in winter weather here in Colorado. The Miata on its summer tires has retired for the season. And with that, I've dropped the Miata's insurance down to appropriate non-driving levels. With the changes, I'm saving $25/month on car insurance (don't need a low deductible on collision and I don't need rental coverage, for example. Comprehensive coverage isn't changing because hail and theft could still occur.).

So if you're putting a car away for the winter, remember to save some money on insurance while you're at it!

Twitter & Instagram: @MarquetteLa

EDIT: AtlasM pointed out that if your non-winter car is being stored in a locked garage, you should be able to change its insurance status to "stored" so you can save much more money.

Laird Andrew Neby Bradleigh > MarquetteLa 11/17/2014 at 14:06

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Mate, that is one AWESOME winter beater :) Them tyres seem rather wide though.. 185's?

Mattbob > MarquetteLa 11/17/2014 at 14:10

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good call. I will speak with my agent today. Or maybe tomorrow.

Textured Soy Protein > MarquetteLa 11/17/2014 at 14:18

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Good advice. Also if you're putting your non-winter car fully away in storage, you can knock off even more by telling insurance it's in storage.

Bandit > MarquetteLa 11/17/2014 at 14:24

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I changed my Trans Am to storage insurance which is like $12/month.

MarquetteLa > Textured Soy Protein 11/17/2014 at 14:44

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Yes! The Miata is spending the winter outside, but I'll edit the original post to point this out.

MarquetteLa > Laird Andrew Neby Bradleigh 11/17/2014 at 14:48

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Thank you! I'm trying to take care of it properly so I'm not exactly regarding it as a "beater", but I get what you mean. There will be more GTX content coming in the next few days.

But you're spot-on with the tires. 185/60R-14s, Dunlop Winter Maxx. They do just fine in the snow, trust me. :)

Laird Andrew Neby Bradleigh > MarquetteLa 11/17/2014 at 14:57

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A beater is any car that's not your primary car or your "take it for a drive on a sunday" :) I'm not sure if I should be scared or pleased about the fact that I could tell they were 185's :P

MarquetteLa > Laird Andrew Neby Bradleigh 11/17/2014 at 15:02

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Well, it's my primary car from November to April!

Laird Andrew Neby Bradleigh > MarquetteLa 11/17/2014 at 15:03

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You get what I mean :P

StndIbnz, Drives a MSRT8 > MarquetteLa 11/17/2014 at 15:55

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Yea, unless your bank won't let you. Tried it a few years ago, has to have full coverage at all times. Next winter I'll be paid off and saving some more money!

MarquetteLa > Laird Andrew Neby Bradleigh 11/19/2014 at 16:02

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In case you didn't catch it the other day: http://oppositelock.jalopnik.com/did-someone-sa…

Laird Andrew Neby Bradleigh > MarquetteLa 11/19/2014 at 16:03

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Oh man :) So much fun.